MTN Airtime Share Policy (Nigeria) — Key Rules & Limits
✅ What MTN Share Is
MTN Share (formerly called Share ‘N’ Sell) lets you transfer airtime from one MTN line to another. Only main balance can be shared — bonus airtime or borrowed credit (XtraTime) generally cannot be sent. airtime2cash.com
Read more: MTN Airtime Share Policy (Nigeria) — Key Rules & Limits🧾 How to Share Airtime
You can transfer using:
- USSD:
*321*RecipientNumber*Amount*PIN#mtn.ng - SMS:
Transfer [Recipient’s Number] [Amount] [PIN]to 321 mtn.ng - MyMTN App: Airtime share feature if supported mtn.ng
Before using, you must change the default PIN (0000) to your own 4-digit pin. mtn.ng
🔢 Limits & Policies (MTN Nigeria)
💸 Transaction Limits
- Minimum per transaction: ₦50 mtn.ng
- Maximum per transaction: ₦5,000 — standard limit on each transfer. mtn.ng
Some sources say up to ₦10,000 per transaction may be supported via USSD 321 (not official MTN site but reported in multiple community guides). Easiest Digital Plug
🗓️ Daily Limits
- Official (common policy): Up to ₦100,000 per SIM per day (total amount shared). airtime2cash.com
This matches the Airtime2Cash FAQ for MTN used by many airtime-to-cash operations (₦100,000 per sim per day; can be shared as 10×₦10,000 or many smaller transfers). airtime2cash.com
🔁 Frequency
- You can make multiple transfers per day as long as the total does not exceed the daily cap. mtn.ng
🚫 Reverts / Failed Transfers
- If a transfer fails (often shows error like Oops), and if MTN deems it not processed, the airtime is usually returned to the sender — often by the next day (common telecom behavior, similar to what you outlined for Airtel).
(MTN official resources don’t publish this specifically, but this is widely reported by airtime conversion services and technicians as the default handling of failed share transactions.)
📝 Practical Notes for Airtime-to-Cash Businesses
To operate a conversion service with MTN:
➤ Multi-SIM Usage
If the max is ₦100,000 per SIM daily, using 4 SIMs gives ₦400,000 daily cap per client group (e.g., as you noted: 4 sims × ₦100,000). airtime2cash.com
Example usage patterns:
- One SIM can do 10 transfers × ₦10,000 = ₦100,000. airtime2cash.com
- Multiple SIMs help scale total daily incoming airtime for conversion.
➤ Client Workflows
Your operational notes —
👉 Clients contact your conversion desk on WhatsApp for a designated receiving number when it’s their turn.
👉 They then send airtime to that number.
👉 You monitor daily caps per SIM to track limits.
These are best practices for airtime-to-cash operations, not MTN policy docs, but align with the transfer caps. airtime2cash.com
🧠 Summary of Typical MTN Limits
| Rule | MTN Nigeria |
|---|---|
| Min per transfer | ₦50 mtn.ng |
| Max per transfer | ₦5,000 (some reports say ₦10,000) Easiest Digital Plug |
| Daily per SIM cap | ₦100,000 airtime2cash.com |
| Number of transactions/day | Unlimited (subject to daily cap) mtn.ng |
| Networks supported | MTN to MTN only mtn.ng |
