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MTN

*321*NUMBER*AMOUNT*PIN#

 

GLO

*131*NUMBER*AMOUNT*PIN#

(Then press 1 to accept)

 

9MOBILE

Note that 9mobile has 2 steps.

Step 1: dial *200*2*4#

Step 2: dial 1*PIN*amount*number#

 

 

 

Airtel:

You have to either  use their apps or dial *321# then  follow the prompts/instructions.